Ontario government grants, loans and incentives

We track 94 Ontario government programs that are open or ongoing right now, plus 33 that take applications in intake windows. 21 of the open or ongoing programs publish a figure of $100K or more. They are ranked below by our 0 to 100 score, which weighs how much a program pays against how hard it is to win; last checked Nov 5, 2026.

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Ranked programs

Top 36 of 127 open, ongoing or intake-based programs, best score first.

  1. Ontario Made Manufacturing Investment Tax Credit (OMMITC) and Expanded OMMITC

    Ontario Ministry of Finance / Canada Revenue Agency

    Corporate income tax credit for investment in new manufacturing and processing buildings and machinery in Ontario. Refundable for Canadian-controlled private...

    OngoingOntarioOther incentivesLimit $3M
    67
    Top pick

  2. Ontario Electricity Rebate (OER)

    Government of Ontario (Ministry of Energy and Mines; applied by utilities)

    Automatic percentage reduction on the electricity bills of eligible small businesses and farms.

    OngoingOntarioOther incentives
    58
    Top pick

  3. Save on Energy Instant Discounts Program (lighting)

    IESO (Save on Energy)

    Point-of-sale discounts on energy-efficient lighting products from participating distributors for existing Ontario commercial, agricultural, industrial, institutional...

    OngoingOntarioOther incentives
    58
    Top pick

  4. Ontario Business-Research Institute Tax Credit (OBRITC)

    Ontario Ministry of Finance / Canada Revenue Agency

    Refundable credit for corporations that contract eligible Ontario research institutes (e.g. universities, colleges) to perform SR&ED.

    OngoingOntarioOther incentivesLimit $4M
    55
    Top pick

  5. Apprenticeship Achievement Incentive (employer and group sponsor milestone payments)

    Ministry of Labour, Immigration, Training and Skills Development

    Pays employers and group sponsors at apprentice milestones: registration, each in-class level, and certification.

    OngoingOntarioGrantsUp to $17K
    51
    Top pick

  6. Ontario Community Infrastructure Fund (OCIF)

    Ministry of Infrastructure

    Formula-based funding for small, rural and northern municipalities for core infrastructure; $400 million to 423 communities in 2026.

    OngoingOntarioGrantsUp to $10M
    50
    Top pick

  7. Save on Energy Small Business Program

    IESO (Save on Energy)

    Free energy assessment plus no-cost direct installation of lighting, refrigeration and smart thermostat upgrades for small businesses.

    OngoingOntarioOther incentivesUp to $6K
    49
    Strong

  8. Save on Energy Energy Affordability Program

    IESO (Save on Energy)

    Free energy-saving upgrades and kits for income-eligible Ontario households, including appliance replacement and, in some cases, a free cold climate heat pump.

    OngoingOntarioOther incentives
    47
    Strong

  9. OCI Digital Competence Centre

    Ontario Centre of Innovation (OCI)

    Digital adoption support for Ontario SMEs, including funded digital modernization plans and technology demonstration projects.

    OpenOntarioGrantsUp to $50K
    46
    Strong

  10. Ontario Child Care Tax Credit (Ontario CARE Tax Credit)

    Ministry of Finance / Canada Revenue Agency

    Refundable credit that gives families up to 75% of eligible child care expenses back, including child care centres, home care and camps.

    OngoingOntarioOther incentivesLimit $8K
    46
    Strong

  11. Save on Energy Retrofit Program

    IESO (Save on Energy)

    Incentives for Ontario businesses, institutions, multi-residential and agricultural facilities that cut electricity use. Prescriptive (fixed per measure) and Custom...

    OngoingOntarioOther incentives
    46
    Strong

  12. Home Winterproofing Program

    Enbridge Gas (delivered together with the Energy Affordability Program)

    Enbridge Gas offers eligible lower-income households free energy-saving home upgrades such as insulation and draft proofing. Participants get a home energy assessment...

    OngoingOntarioOther incentives
    45
    Strong

  13. Ontario Innovation Tax Credit (OITC)

    Ontario Ministry of Finance / Canada Revenue Agency

    Refundable credit on qualifying scientific research and experimental development (SR&ED) expenditures performed in Ontario by eligible corporations. Helps smaller...

    OngoingOntarioOther incentivesLimit $240K
    45
    Strong

  14. Home Renovation Savings Program (Save on Energy / Enbridge Gas)

    IESO (Save on Energy) and Enbridge Gas, supported by the Government of Ontario

    Rebates for home energy upgrades such as insulation, air sealing, windows and doors, heat pumps, smart thermostats, solar and storage, and efficient appliances...

    OngoingOntarioOther incentivesUp to $12K
    44
    Strong

  15. Assistive Devices Program (ADP)

    Ministry of Health

    Helps people with long-term physical disabilities pay for customized equipment and supplies such as wheelchairs, hearing aids, diabetic and ostomy supplies.

    OngoingOntarioOther incentives
    43
    Strong

  16. Northern Ontario Resource Development Support (NORDS) Fund

    Ministry of Northern Economic Development and Growth

    Provides each of Northern Ontario's 144 municipalities an annual capital allocation to offset the impacts of resource development (forestry, mining, aggregates...

    OpenOntarioGrantsUp to $400K
    43
    Strong

  17. Canada-Ontario Job Grant (COJG)

    Ontario Ministry of Labour, Immigration, Training and Skills Development (federal-provincial cost-shared)

    Helps individual Ontario employers pay for short-term training for existing or new employees, with the government covering a share of eligible training costs.

    OngoingOntarioGrantsUp to $15K
    42
    Strong

  18. Ontario Job Grant (formerly Canada-Ontario Job Grant)

    Ministry of Labour, Immigration, Training and Skills Development (Employment Ontario)

    Helps employers pay for short-term third-party training for new or existing employees. Employer and government share the training cost.

    OngoingOntarioGrantsUp to $15K
    42
    Strong

  19. Community Sport and Recreation Infrastructure Fund (CSRIF)

    Ministry of Sport

    $500 million cost-shared program to repair/upgrade existing sport and recreation facilities (Stream 1) and build new or signature facilities (Stream 2).

    OpenOntarioGrantsUp to $10M
    41
    Strong

  20. First Nations Community Building Retrofit Program

    IESO (Save on Energy)

    Energy-efficiency retrofits for community buildings in on-reserve First Nations.

    OngoingOntarioOther incentivesUp to $330K
    41
    Strong

  21. Ontario Focused Flow-Through Share Tax Credit

    Ontario Ministry of Finance / Canada Revenue Agency

    Refundable personal tax credit for individuals who invest in flow-through shares of Ontario mining exploration companies, improving access to capital for junior...

    OngoingOntarioOther incentives
    41
    Strong

  22. Save on Energy Expanded Energy Management Program

    IESO (Save on Energy); industrial support from NRCan

    Funding to hire an energy manager, join strategic energy management coaching, or install an energy management information system at large Ontario facilities.

    OngoingOntarioOther incentivesUp to $250K
    41
    Strong

  23. Better Jobs Ontario

    Ministry of Labour, Immigration, Training and Skills Development (Employment Ontario)

    Funds tuition, books and living support for laid-off or long-term unemployed workers to retrain for in-demand jobs. Aimed at individuals rather than employers.

    OngoingOntarioGrantsUp to $35K
    39
    Strong

  24. Enbridge Gas Business Energy Efficiency Programs (UTILITY PROGRAM - not government)

    Enbridge Gas Inc. (private utility; NOT a government program)

    Natural-gas utility incentives for commercial and industrial customers: prescriptive equipment incentives, custom retrofits, new construction, audits and assessments...

    OngoingOntarioOther incentives
    39
    Strong

  25. Farm Property Class Tax Rate Program (Farm Tax Program)

    Ministry of Agriculture, Food and Agribusiness / Agricorp

    Eligible farmland owners pay a reduced property tax rate; farmland is taxed at no more than 25% of the municipal residential rate.

    OngoingOntarioOther incentives
    39
    Strong

  26. NOHFC Enhance Your Community Program

    Northern Ontario Heritage Fund Corporation (NOHFC)

    Funds community infrastructure projects in Northern Ontario.

    OngoingOntarioGrantsUp to $2M
    39
    Strong

  27. NOHFC Rural Enhancement Program

    Northern Ontario Heritage Fund Corporation (NOHFC)

    Funds quality-of-life projects in rural Northern Ontario communities.

    OngoingOntarioGrantsUp to $500K
    39
    Strong

  28. Save on Energy Energy Performance Program (EPP)

    IESO (Save on Energy)

    Pay-for-performance incentives for commercial, institutional and industrial facilities that reduce electricity use through operational and capital changes, paid per kWh...

    OpenOntarioOther incentives
    39
    Strong

  29. Great Lakes Local Action Fund

    Ministry of the Environment, Conservation and Parks

    Project funding for community-based action that increases climate resilience and protects or improves water quality in the Great Lakes, including wetland, shoreline and...

    OpenOntarioGrantsUp to $100K
    38
    Strong

  30. Investing in Women's Futures

    Ministry of Children, Community and Social Services

    Ontario program delivered through community organizations at about 33 locations that offers free employment readiness, skills, financial literacy and entrepreneurship...

    OngoingOntarioOther incentives
    38
    Strong

  31. Municipal Energy Plan Program

    Ministry of Energy and Mines

    Funds Ontario municipalities to develop a new community energy plan (Stream 1) or update an existing energy plan (Stream 2). It does not fund implementing existing plans.

    OpenOntarioGrantsUp to $90K
    38
    Strong

  32. Save on Energy Peak Performance Program

    IESO (Save on Energy)

    Demand response incentives for commercial and institutional buildings that reduce HVAC loads on forecast peak electricity demand days.

    OngoingOntarioOther incentives
    37
    Worth a look

  33. Conservation Land Tax Incentive Program (CLTIP)

    Ministry of Natural Resources

    Recognizes private stewardship of provincially important natural areas by exempting eligible portions of a property from property tax.

    OngoingOntarioOther incentives
    36
    Worth a look

  34. Land Transfer Tax Refund for First-Time Homebuyers

    Ministry of Finance

    Refund of Ontario land transfer tax for first-time homebuyers; no tax is payable on the first $368,000 of consideration for eligible homes and the maximum refund is...

    OngoingOntarioOther incentivesUp to $4K
    36
    Worth a look

  35. Ontario Learn and Stay Grant

    Ministry of Colleges and Universities (via OSAP)

    Covers tuition, books, compulsory fees and other education costs for students in priority postsecondary healthcare programs (nursing, paramedic, medical laboratory) in...

    OpenOntarioGrants
    36
    Worth a look

  36. NOHFC Invest North - Launch

    Northern Ontario Heritage Fund Corporation (NOHFC)

    Conditional contribution for new start-ups in Northern Ontario.

    OngoingOntarioGrantsUp to $200K
    35
    Worth a look

There are 91 more. Create a free account to filter the full list by your own profile.

How we rank

Each program gets a score from 0 to 100 that asks how much money you can realistically get for how little work. It blends the largest published amount (loans count for less because they are repaid), how much effort an application takes, how likely an eligible applicant is to succeed and how many people qualify. Closed programs score zero and programs without a published dollar figure get a neutral value, never a guess. Scores are editorial estimates, not predictions of approval.

Questions

How many Ontario government programs are open right now?

Of the 188 Ontario government programs in our database, 94 are open or ongoing and 33 take applications only in intake windows. The rest are closed, paused or of unknown status, so they are not ranked on this page. Counts reflect our last check on Nov 5, 2026; programs can change without notice.

What is the largest published amount among these programs?

Save on Energy XLerate publishes the largest figure on this page, shown as "Up to $15M". Published figures are program maximums, caps or limits, not what an applicant should expect to receive; many programs pay a share of eligible costs and amounts depend on your project and eligibility.

Which Ontario government programs rank highest?

Right now the top three by our score are Ontario Made Manufacturing Investment Tax Credit and Expanded OMMITC (67, Top pick), Ontario Electricity Rebate (58, Top pick), Save on Energy Instant Discounts Program (58, Top pick). The score combines the size of the published amount, how much work an application takes, how likely an eligible applicant is to succeed and how many people qualify.

Do I have to pay this money back?

It depends on the program. Grants and incentives are generally not repaid, loans always are, and some contribution agreements are partly or fully repayable, so read the terms of each program. Among the 94 open or ongoing programs here, 43 are in our Grants category, 4 are loans and 47 are other incentives such as tax credits and rebates.

Can I use more than one program at the same time?

Often yes, but many programs set stacking rules that cap the total government funding you can receive for the same project costs. Check each program's official page and tell every funder about the others.

Is this an official government website?

No. Grants & Loans Finder is an independent research tool. Each program page links to the official source, and applications are always made with the government agency or lender that runs the program.

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Estimates; confirm on the official page. Independent research tool, not a government website. Data last checked Nov 5, 2026. Grants & Loans Finder.