Guides to government grants, loans and tax credits
Plain-language explainers for Canadian small-business owners and individuals. Program names, statuses and amounts in every guide come straight from our database, so they stay current.
Government grants vs loans vs tax credits: what is the difference?
Plain-language guide to grants, loans, tax credits and rebates in Canada: how each works, who repays what, and live federal and Ontario examples.
Last checked Oct 8, 2026
How to check if you are eligible for a government grant
A step-by-step method to test your eligibility for Canadian federal and Ontario grants and loans, with real examples of how eligibility rules are written.
Last checked Oct 30, 2026
Ontario programs for small businesses that are hiring and training
Which Ontario and federal programs help small businesses pay for hiring, wages and employee training, with live status and amounts from our database.
Last checked Oct 18, 2026
Tax credits for R&D in Canada: SR&ED and the Ontario Innovation Tax Credit explained
How SR&ED, the Ontario Innovation Tax Credit and the Ontario R&D Tax Credit work, with the current published rates and how they fit together.
Last checked Oct 8, 2026
Government programs for tariff-affected Canadian businesses
Federal and Ontario loans, grants and financing for Canadian businesses hurt by U.S. tariffs, with current status, published amounts and eligibility pointers.
Last checked Oct 30, 2026
Benefits and credits for individuals and families in Ontario
Ontario and federal benefits, tax credits and savings grants that individuals and families can use, with current status and amounts from our database.
Last checked Oct 31, 2026
First-time home buyer programs in Canada
The main federal and Ontario programs for first-time home buyers: the FHSA, Home Buyers' Plan and rebates, with current status and published limits.
Last checked Oct 9, 2026
How to prepare a funding application: a documents checklist
A practical checklist of the documents and information Canadian grant and loan applications usually ask for, plus tips to avoid common failures.
Last checked Oct 7, 2026
Estimates; confirm on the official page. Independent research tool, not a government website.