Government grants, loans and funding for businesses and corporations

We track 105 programs for businesses and corporations that are open or ongoing right now (62 federal, 43 Ontario), plus 25 that take applications in intake windows. 33 of the open or ongoing programs publish a figure of $100K or more. They are ranked below by our 0 to 100 score, which weighs how much a program pays against how hard it is to win; last checked Nov 5, 2026.

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Ranked programs

Top 36 of 130 open, ongoing or intake-based programs, best score first.

  1. Ontario Made Manufacturing Investment Tax Credit (OMMITC) and Expanded OMMITC

    Ontario Ministry of Finance / Canada Revenue Agency

    Corporate income tax credit for investment in new manufacturing and processing buildings and machinery in Ontario. Refundable for Canadian-controlled private...

    OngoingOntarioOther incentivesLimit $3M
    67
    Top pick

  2. Save on Energy Instant Discounts Program (lighting)

    IESO (Save on Energy)

    Point-of-sale discounts on energy-efficient lighting products from participating distributors for existing Ontario commercial, agricultural, industrial, institutional...

    OngoingOntarioOther incentives
    58
    Top pick

  3. Scientific Research and Experimental Development (SR&ED) Tax Incentive

    Canada Revenue Agency

    Tax deduction plus investment tax credit for businesses conducting eligible R&D in Canada. Most CCPCs earn an enhanced, refundable 35% ITC up to an expenditure limit...

    OngoingFederalOther incentivesLimit $6M
    56
    Top pick

  4. Ontario Business-Research Institute Tax Credit (OBRITC)

    Ontario Ministry of Finance / Canada Revenue Agency

    Refundable credit for corporations that contract eligible Ontario research institutes (e.g. universities, colleges) to perform SR&ED.

    OngoingOntarioOther incentivesLimit $4M
    55
    Top pick

  5. Small Business Deduction (reduced federal tax rate for CCPCs)

    Canada Revenue Agency

    Reduced federal corporate income tax rate on active business income of Canadian-controlled private corporations, up to the business limit.

    OngoingFederalOther incentives
    55
    Top pick

  6. FedDev Ontario - Regional Tariff Response Initiative (RTRI)

    FedDev Ontario

    Liquidity assistance and pivot-project funding for southern Ontario businesses hurt by U.S. tariffs. Non-repayable for smaller amounts, repayable for large...

    OpenFederalGrantsUp to $20M
    54
    Top pick

  7. Apprenticeship Achievement Incentive (employer and group sponsor milestone payments)

    Ministry of Labour, Immigration, Training and Skills Development

    Pays employers and group sponsors at apprentice milestones: registration, each in-class level, and certification.

    OngoingOntarioGrantsUp to $17K
    51
    Top pick

  8. Save on Energy Retrofit Program

    IESO (Save on Energy)

    Incentives for Ontario businesses, institutions, multi-residential and agricultural facilities that cut electricity use. Prescriptive (fixed per measure) and Custom...

    OngoingOntarioOther incentives
    46
    Strong

  9. Electric Vehicle Affordability Program (EVAP)

    Transport Canada

    Point-of-sale incentives for Canadians, organizations and businesses buying or leasing an eligible new electric vehicle. It replaces the closed iZEV program.

    OngoingFederalOther incentivesUp to $5K
    45
    Strong

  10. Ontario Innovation Tax Credit (OITC)

    Ontario Ministry of Finance / Canada Revenue Agency

    Refundable credit on qualifying scientific research and experimental development (SR&ED) expenditures performed in Ontario by eligible corporations. Helps smaller...

    OngoingOntarioOther incentivesLimit $240K
    45
    Strong

  11. FedNor - Regional Tariff Response Initiative (RTRI)

    FedNor

    Liquidity assistance and pivot-project funding for Northern Ontario businesses affected by U.S. tariffs.

    OpenFederalGrantsUp to $20M
    44
    Strong

  12. Canada Community Security Program (CCSP)

    Public Safety Canada

    Time-limited funding to enhance physical security at gathering spaces of communities at risk of hate-motivated incidents and crimes, such as places of worship, community...

    OpenFederalGrantsUp to $5M
    43
    Strong

  13. Canada-Ontario Job Grant (COJG)

    Ontario Ministry of Labour, Immigration, Training and Skills Development (federal-provincial cost-shared)

    Helps individual Ontario employers pay for short-term training for existing or new employees, with the government covering a share of eligible training costs.

    OngoingOntarioGrantsUp to $15K
    42
    Strong

  14. Clean Technology Investment Tax Credit (ITC)

    Canada Revenue Agency / Natural Resources Canada / Finance Canada

    Refundable investment tax credit for capital invested in the adoption and operation of new clean technology property in Canada (for example solar, wind, stationary...

    OngoingFederalOther incentives
    42
    Strong

  15. Ontario Job Grant (formerly Canada-Ontario Job Grant)

    Ministry of Labour, Immigration, Training and Skills Development (Employment Ontario)

    Helps employers pay for short-term third-party training for new or existing employees. Employer and government share the training cost.

    OngoingOntarioGrantsUp to $15K
    42
    Strong

  16. Mitacs Accelerate

    Mitacs

    Matches partner contributions to fund research internships connecting businesses and organizations with university researchers and trainees.

    OngoingFederalGrants
    41
    Strong

  17. Save on Energy Expanded Energy Management Program

    IESO (Save on Energy); industrial support from NRCan

    Funding to hire an energy manager, join strategic energy management coaching, or install an energy management information system at large Ontario facilities.

    OngoingOntarioOther incentivesUp to $250K
    41
    Strong

  18. Canadian Journalism Labour Tax Credit

    Canada Revenue Agency / Canadian Heritage

    Refundable credit on salaries and wages of eligible newsroom employees of qualifying Canadian journalism organizations producing original written news content.

    OngoingFederalOther incentivesLimit $85K
    39
    Strong

  19. Enbridge Gas Business Energy Efficiency Programs (UTILITY PROGRAM - not government)

    Enbridge Gas Inc. (private utility; NOT a government program)

    Natural-gas utility incentives for commercial and industrial customers: prescriptive equipment incentives, custom retrofits, new construction, audits and assessments...

    OngoingOntarioOther incentives
    39
    Strong

  20. Mitacs AI Advantage (ADOPT and AI+X)

    Mitacs

    Non-competitive Mitacs offerings supporting organizations to adopt and innovate with AI through trainee-led projects: ADOPT (AI readiness to implementation) and AI+X...

    OpenFederalGrantsUp to $25K
    39
    Strong

  21. Save on Energy Energy Performance Program (EPP)

    IESO (Save on Energy)

    Pay-for-performance incentives for commercial, institutional and industrial facilities that reduce electricity use through operational and capital changes, paid per kWh...

    OpenOntarioOther incentives
    39
    Strong

  22. Work-Sharing Program (EI)

    Employment and Social Development Canada / Service Canada

    Employment Insurance support that lets employers avoid layoffs during a temporary drop in business by reducing hours while employees receive EI income support for the...

    OngoingFederalOther incentives
    39
    Strong

  23. Science and Technology Internship Program (STIP) - Green Jobs

    Natural Resources Canada, delivered through STIP - Green Jobs delivery organizations

    Funds employers to hire, train and mentor youth in energy, forestry, mining, earth sciences and clean technology roles for up to 12 months.

    OpenFederalOther incentives
    38
    Strong

  24. BDC Pivot to Grow (tariff support loans)

    Business Development Bank of Canada (BDC)

    Liquidity, working capital and equipment financing for Canadian businesses affected by U.S. tariffs, with long interest-only periods and no prepayment penalty.

    OpenFederalLoansLoans up to $10M
    37
    Worth a look

  25. Compensation for Employers of Reservists Program

    Employment and Social Development Canada (Reserve Force employer support)

    One-time financial support to civilian employers and self-employed reservists to offset operational costs when a reservist employee deploys on full-time operational duty.

    OpenFederalGrants
    37
    Worth a look

  26. EDC Export Guarantee Program (EGP)

    Export Development Canada (EDC)

    Guarantees to your lender to secure flexible working capital, optimize an operating line or secure a new loan.

    OngoingFederalLoansLoans up to $25M
    37
    Worth a look

  27. FedDev Ontario - Regional Artificial Intelligence Initiative (RAII)

    FedDev Ontario

    Funded AI commercialization and AI adoption projects in southern Ontario. Intake has ended.

    OpenFederalGrantsUp to $700M
    37
    Worth a look

  28. Mitacs Business Strategy Internship (BSI)

    Mitacs

    Matches partner funds to place students, postdocs and recent graduates in business-strategy and innovation projects at Canadian organizations.

    OngoingFederalGrantsUp to $15K
    37
    Worth a look

  29. Save on Energy Peak Performance Program

    IESO (Save on Energy)

    Demand response incentives for commercial and institutional buildings that reduce HVAC loads on forecast peak electricity demand days.

    OngoingOntarioOther incentives
    37
    Worth a look

  30. Celebrate Canada Funding Program

    Canadian Heritage

    Funds community activities held on National Indigenous Peoples Day, Saint-Jean-Baptiste Day, Canadian Multiculturalism Day and Canada Day.

    OpenFederalGrants
    36
    Worth a look

  31. Worker Retention Grant (Work-Sharing)

    Employment and Social Development Canada

    Provides additional income support to EI-eligible employees working reduced hours under an approved Work-Sharing agreement.

    OpenFederalGrants
    36
    Worth a look

  32. Clean Technology Manufacturing (CTM) Investment Tax Credit

    Canada Revenue Agency / Natural Resources Canada

    Refundable credit for new machinery and equipment used to manufacture or process clean technologies and to extract or process key critical minerals in Canada. Supports...

    OngoingFederalOther incentives
    35
    Worth a look

  33. Commemorative Partnership Program (Community Engagement and Community War Memorials)

    Veterans Affairs Canada

    Funds remembrance initiatives and the construction, restoration or expansion of community war memorials. Several streams with year-round and fixed-deadline intakes.

    OpenFederalGrantsUp to $25K
    35
    Worth a look

  34. EDC Trade Credit Insurance (Select and Portfolio)

    Export Development Canada (EDC)

    Insurance against non-payment by international buyers, improving access to financing through insured receivables.

    OngoingFederalOther incentives
    35
    Worth a look

  35. EDC Trade Expansion Lending Program (TELP)

    Export Development Canada (EDC), delivered by partner lenders

    EDC guarantees part of a loan or line of credit so your financial institution can offer more working capital to exporters.

    OngoingFederalLoans
    35
    Worth a look

  36. Ontario Research and Development Tax Credit (ORDTC)

    Ontario Ministry of Finance / Canada Revenue Agency

    Non-refundable credit that reduces Ontario corporate income tax for corporations performing SR&ED in Ontario.

    OngoingOntarioOther incentives
    35
    Worth a look

There are 94 more. Create a free account to filter the full list by your own profile.

How we rank

Each program gets a score from 0 to 100 that asks how much money you can realistically get for how little work. It blends the largest published amount (loans count for less because they are repaid), how much effort an application takes, how likely an eligible applicant is to succeed and how many people qualify. Closed programs score zero and programs without a published dollar figure get a neutral value, never a guess. Scores are editorial estimates, not predictions of approval.

Questions

How many programs for businesses and corporations are open right now?

Of the 209 programs for businesses and corporations in our database, 105 are open or ongoing and 25 take applications only in intake windows. The rest are closed, paused or of unknown status, so they are not ranked on this page. Counts reflect our last check on Nov 5, 2026; programs can change without notice.

What is the largest published amount among these programs?

FedDev Ontario - Regional Artificial Intelligence Initiative (RAII) publishes the largest figure on this page, shown as "Up to $700M". Published figures are program maximums, caps or limits, not what an applicant should expect to receive; many programs pay a share of eligible costs and amounts depend on your project and eligibility.

Which programs for businesses and corporations rank highest?

Right now the top three by our score are Ontario Made Manufacturing Investment Tax Credit and Expanded OMMITC (67, Top pick), Save on Energy Instant Discounts Program (58, Top pick), Scientific Research and Experimental Development Tax Incentive (56, Top pick). The score combines the size of the published amount, how much work an application takes, how likely an eligible applicant is to succeed and how many people qualify.

Do I have to pay this money back?

It depends on the program. Grants and incentives are generally not repaid, loans always are, and some contribution agreements are partly or fully repayable, so read the terms of each program. Among the 105 open or ongoing programs here, 45 are in our Grants category, 15 are loans and 45 are other incentives such as tax credits and rebates.

Are these federal or Ontario programs?

62 of the 105 open or ongoing programs here come from the federal government and 43 from the Ontario government. Both levels can usually be combined, but many programs have stacking rules that cap total government funding for the same costs, so check them before you apply.

Is this an official government website?

No. Grants & Loans Finder is an independent research tool. Each program page links to the official source, and applications are always made with the government agency or lender that runs the program.

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Estimates; confirm on the official page. Independent research tool, not a government website. Data last checked Nov 5, 2026. Grants & Loans Finder.