Government grants, loans and funding for non-profits and charities
We track 81 programs for non-profits and charities that are open or ongoing right now (55 federal, 26 Ontario), plus 34 that take applications in intake windows. 33 of the open or ongoing programs publish a figure of $100K or more. They are ranked below by our 0 to 100 score, which weighs how much a program pays against how hard it is to win; last checked Nov 5, 2026.
Ranked programs
Top 36 of 115 open, ongoing or intake-based programs, best score first.
Save on Energy Instant Discounts Program (lighting)
IESO (Save on Energy)
Point-of-sale discounts on energy-efficient lighting products from participating distributors for existing Ontario commercial, agricultural, industrial, institutional...
OngoingOntarioOther incentives58Top pickFedDev Ontario - Regional Tariff Response Initiative (RTRI)
FedDev Ontario
Liquidity assistance and pivot-project funding for southern Ontario businesses hurt by U.S. tariffs. Non-repayable for smaller amounts, repayable for large...
OpenFederalGrantsUp to $20M54Top pickSave on Energy Retrofit Program
IESO (Save on Energy)
Incentives for Ontario businesses, institutions, multi-residential and agricultural facilities that cut electricity use. Prescriptive (fixed per measure) and Custom...
OngoingOntarioOther incentives46StrongCanada Community Security Program (CCSP)
Public Safety Canada
Time-limited funding to enhance physical security at gathering spaces of communities at risk of hate-motivated incidents and crimes, such as places of worship, community...
OpenFederalGrantsUp to $5M43StrongCanada-Ontario Job Grant (COJG)
Ontario Ministry of Labour, Immigration, Training and Skills Development (federal-provincial cost-shared)
Helps individual Ontario employers pay for short-term training for existing or new employees, with the government covering a share of eligible training costs.
OngoingOntarioGrantsUp to $15K42StrongOntario Job Grant (formerly Canada-Ontario Job Grant)
Ministry of Labour, Immigration, Training and Skills Development (Employment Ontario)
Helps employers pay for short-term third-party training for new or existing employees. Employer and government share the training cost.
OngoingOntarioGrantsUp to $15K42StrongCommunity Sport and Recreation Infrastructure Fund (CSRIF)
Ministry of Sport
$500 million cost-shared program to repair/upgrade existing sport and recreation facilities (Stream 1) and build new or signature facilities (Stream 2).
OpenOntarioGrantsUp to $10M41StrongMitacs Accelerate
Mitacs
Matches partner contributions to fund research internships connecting businesses and organizations with university researchers and trainees.
OngoingFederalGrants41StrongSave on Energy Expanded Energy Management Program
IESO (Save on Energy); industrial support from NRCan
Funding to hire an energy manager, join strategic energy management coaching, or install an energy management information system at large Ontario facilities.
OngoingOntarioOther incentivesUp to $250K41StrongFedNor - Northern Ontario Development Program (NODP)
FedNor
FedNor's NODP funds community economic development, SME business growth and a municipal/First Nation economic-development-officer initiative (CIINO) in Northern Ontario...
OngoingFederalGrantsUp to $170K40StrongCanadian Journalism Labour Tax Credit
Canada Revenue Agency / Canadian Heritage
Refundable credit on salaries and wages of eligible newsroom employees of qualifying Canadian journalism organizations producing original written news content.
OngoingFederalOther incentivesLimit $85K39StrongEnbridge Gas Business Energy Efficiency Programs (UTILITY PROGRAM - not government)
Enbridge Gas Inc. (private utility; NOT a government program)
Natural-gas utility incentives for commercial and industrial customers: prescriptive equipment incentives, custom retrofits, new construction, audits and assessments...
OngoingOntarioOther incentives39StrongMitacs AI Advantage (ADOPT and AI+X)
Mitacs
Non-competitive Mitacs offerings supporting organizations to adopt and innovate with AI through trainee-led projects: ADOPT (AI readiness to implementation) and AI+X...
OpenFederalGrantsUp to $25K39StrongNOHFC Enhance Your Community Program
Northern Ontario Heritage Fund Corporation (NOHFC)
Funds community infrastructure projects in Northern Ontario.
OngoingOntarioGrantsUp to $2M39StrongNOHFC Rural Enhancement Program
Northern Ontario Heritage Fund Corporation (NOHFC)
Funds quality-of-life projects in rural Northern Ontario communities.
OngoingOntarioGrantsUp to $500K39StrongSave on Energy Energy Performance Program (EPP)
IESO (Save on Energy)
Pay-for-performance incentives for commercial, institutional and industrial facilities that reduce electricity use through operational and capital changes, paid per kWh...
OpenOntarioOther incentives39StrongGreat Lakes Local Action Fund
Ministry of the Environment, Conservation and Parks
Project funding for community-based action that increases climate resilience and protects or improves water quality in the Great Lakes, including wetland, shoreline and...
OpenOntarioGrantsUp to $100K38StrongFedDev Ontario - Funding for organizations that help businesses grow (Regional Innovation Ecosystems)
FedDev Ontario
Funding for not-for-profit and community development organizations that strengthen regional business ecosystems and support SME growth in southern Ontario.
OpenFederalGrantsUp to $10M37Worth a lookFedDev Ontario - Regional Artificial Intelligence Initiative (RAII)
FedDev Ontario
Funded AI commercialization and AI adoption projects in southern Ontario. Intake has ended.
OpenFederalGrantsUp to $700M37Worth a lookMitacs Business Strategy Internship (BSI)
Mitacs
Matches partner funds to place students, postdocs and recent graduates in business-strategy and innovation projects at Canadian organizations.
OngoingFederalGrantsUp to $15K37Worth a lookSave on Energy Peak Performance Program
IESO (Save on Energy)
Demand response incentives for commercial and institutional buildings that reduce HVAC loads on forecast peak electricity demand days.
OngoingOntarioOther incentives37Worth a lookCelebrate Canada Funding Program
Canadian Heritage
Funds community activities held on National Indigenous Peoples Day, Saint-Jean-Baptiste Day, Canadian Multiculturalism Day and Canada Day.
OpenFederalGrants36Worth a lookConservation Land Tax Incentive Program (CLTIP)
Ministry of Natural Resources
Recognizes private stewardship of provincially important natural areas by exempting eligible portions of a property from property tax.
OngoingOntarioOther incentives36Worth a lookSSHRC Connection Grants
Social Sciences and Humanities Research Council (SSHRC)
Supports events and outreach activities for short-term, targeted knowledge mobilization, often a first step toward larger and longer-term projects.
OpenFederalGrantsUp to $50K36Worth a lookWomen Entrepreneurship Strategy (Loan Fund, Ecosystem Fund, Knowledge Hub)
Innovation, Science and Economic Development Canada (ISED) and regional development agencies (FedDev Ontario in southern Ontario)
The Women Entrepreneurship Strategy (WES) funds supports for women entrepreneurs through the Women Entrepreneurship Loan Fund (loans up to $50,000 via selected delivery...
OpenFederalLoansLoans up to $6M36Worth a lookCommemorative Partnership Program (Community Engagement and Community War Memorials)
Veterans Affairs Canada
Funds remembrance initiatives and the construction, restoration or expansion of community war memorials. Several streams with year-round and fixed-deadline intakes.
OpenFederalGrantsUp to $25K35Worth a lookOntario Bridge Training Program
Ministry of Labour, Immigration, Training and Skills Development
Ontario-funded bridge training delivered by approved providers that helps internationally trained newcomers find work matching their qualifications, through...
OngoingOntarioGrants35Worth a lookPre-Apprenticeship Training Program
Ministry of Labour, Immigration, Training and Skills Development
Provincially funded pre-apprenticeship training of up to 52 weeks, delivered by colleges and community agencies, with an 8 to 12 week work placement, for people who want...
OngoingOntarioGrants35Worth a lookEnabling Accessibility Fund - Express Workplace Accessibility Grant (EWAG)
Employment and Social Development Canada (Service Canada)
Funds immediate workplace accessibility updates that support hiring, retention or continued employment of persons with disabilities. Projects can remove barriers through...
OpenFederalGrantsUp to $50K34Worth a lookGST/HST New Residential Rental Property Rebate and Purpose-Built Rental Housing rebate (100%)
Canada Revenue Agency
Rebate to landlords and builders of GST/HST paid on newly built or substantially renovated residential rental property; purpose-built rental buildings can get the GST...
OngoingFederalOther incentives34Worth a lookOntario Trillium Foundation: Grow Grant
Ontario Trillium Foundation
Multi-year funding for established non-profits to scale proven community programs.
OpenOntarioGrantsUp to $200K34Worth a lookStudent Work Placement Program (SWPP)
Employment and Social Development Canada, delivered by employer delivery partners (e.g., Technation, ECO Canada, Ontario Chamber of Commerce, Magnet)
Wage subsidies to employers that hire post-secondary students (co-op, internship, practicum) in work-integrated learning placements. Employers apply year-round through...
OngoingFederalOther incentivesUp to $5K34Worth a lookCanadian Agricultural Strategic Priorities Program (CASPP)
Agriculture and Agri-Food Canada
Cost-shared funding for projects that help the agriculture and agri-food sector seize opportunities and respond to emerging issues.
OpenFederalGrantsUp to $1M32Worth a lookNOHFC Community Events Program
Northern Ontario Heritage Fund Corporation (NOHFC)
Funds events that promote economic development in Northern Ontario.
OngoingOntarioGrantsUp to $15K32Worth a lookAgriScience Program - Projects
Agriculture and Agri-Food Canada
Funds pre-commercial science, research and development in agriculture and agri-food, with a focus on climate change and environment, economic growth and sector...
OpenFederalGrantsUp to $5M31Worth a lookSectoral Workforce Innovation Fund (SWIF)
Employment and Social Development Canada
Continuous-intake fund for industry-led workforce projects that scale proven training initiatives, build talent pipelines for national priorities, or mobilize industry...
OpenFederalGrantsUp to $10M31Worth a look
There are 79 more. Create a free account to filter the full list by your own profile.
How we rank
Each program gets a score from 0 to 100 that asks how much money you can realistically get for how little work. It blends the largest published amount (loans count for less because they are repaid), how much effort an application takes, how likely an eligible applicant is to succeed and how many people qualify. Closed programs score zero and programs without a published dollar figure get a neutral value, never a guess. Scores are editorial estimates, not predictions of approval.
Questions
How many programs for non-profits and charities are open right now?
- Of the 228 programs for non-profits and charities in our database, 81 are open or ongoing and 34 take applications only in intake windows. The rest are closed, paused or of unknown status, so they are not ranked on this page. Counts reflect our last check on Nov 5, 2026; programs can change without notice.
What is the largest published amount among these programs?
- FedDev Ontario - Regional Artificial Intelligence Initiative (RAII) publishes the largest figure on this page, shown as "Up to $700M". Published figures are program maximums, caps or limits, not what an applicant should expect to receive; many programs pay a share of eligible costs and amounts depend on your project and eligibility.
Which programs for non-profits and charities rank highest?
- Right now the top three by our score are Save on Energy Instant Discounts Program (58, Top pick), FedDev Ontario - Regional Tariff Response Initiative (54, Top pick), Save on Energy Retrofit Program (46, Strong). The score combines the size of the published amount, how much work an application takes, how likely an eligible applicant is to succeed and how many people qualify.
Do I have to pay this money back?
- It depends on the program. Grants and incentives are generally not repaid, loans always are, and some contribution agreements are partly or fully repayable, so read the terms of each program. Among the 81 open or ongoing programs here, 60 are in our Grants category, 7 are loans and 14 are other incentives such as tax credits and rebates.
Are these federal or Ontario programs?
- 55 of the 81 open or ongoing programs here come from the federal government and 26 from the Ontario government. Both levels can usually be combined, but many programs have stacking rules that cap total government funding for the same costs, so check them before you apply.
Is this an official government website?
- No. Grants & Loans Finder is an independent research tool. Each program page links to the official source, and applications are always made with the government agency or lender that runs the program.
Get the short list for your business
Create a free account to save programs, see which ones match your profile and track what you have applied for.
Estimates; confirm on the official page. Independent research tool, not a government website. Data last checked Nov 5, 2026. Grants & Loans Finder.