Tax credits, rebates and other government incentives

We track 79 incentive programs that are open or ongoing right now (32 federal, 47 Ontario), plus 5 that take applications in intake windows. 9 of the open or ongoing programs publish a figure of $100K or more. They are ranked below by our 0 to 100 score, which weighs how much a program pays against how hard it is to win; last checked Nov 4, 2026.

Ranked programs

Top 36 of 84 open, ongoing or intake-based programs, best score first.

  1. Ontario Made Manufacturing Investment Tax Credit (OMMITC) and Expanded OMMITC

    Ontario Ministry of Finance / Canada Revenue Agency

    Corporate income tax credit for investment in new manufacturing and processing buildings and machinery in Ontario. Refundable for Canadian-controlled private...

    OngoingOntarioOther incentivesLimit $3M
    67
    Top pick
  2. Ontario Electricity Rebate (OER)

    Government of Ontario (Ministry of Energy and Mines; applied by utilities)

    Automatic percentage reduction on the electricity bills of eligible small businesses and farms.

    OngoingOntarioOther incentives
    58
    Top pick
  3. Save on Energy Instant Discounts Program (lighting)

    IESO (Save on Energy)

    Point-of-sale discounts on energy-efficient lighting products from participating distributors for existing Ontario commercial, agricultural, industrial, institutional...

    OngoingOntarioOther incentives
    58
    Top pick
  4. Scientific Research and Experimental Development (SR&ED) Tax Incentive

    Canada Revenue Agency

    Tax deduction plus investment tax credit for businesses conducting eligible R&D in Canada. Most CCPCs earn an enhanced, refundable 35% ITC up to an expenditure limit...

    OngoingFederalOther incentivesLimit $6M
    56
    Top pick
  5. Canada Workers Benefit (CWB)

    Canada Revenue Agency

    A refundable tax credit for people who are working and earning a low income. It has a basic amount and a disability supplement and is paid through the tax return.

    OngoingFederalOther incentives
    55
    Top pick
  6. Lifetime Capital Gains Exemption (qualified small business corporation shares and farm/fishing property)

    Canada Revenue Agency / Finance Canada

    Individuals can shelter capital gains on the sale of qualified small business corporation shares and qualified farm or fishing property up to a lifetime limit.

    OngoingFederalOther incentivesLimit $1.3M
    55
    Top pick
  7. Ontario Business-Research Institute Tax Credit (OBRITC)

    Ontario Ministry of Finance / Canada Revenue Agency

    Refundable credit for corporations that contract eligible Ontario research institutes (e.g. universities, colleges) to perform SR&ED.

    OngoingOntarioOther incentivesLimit $4M
    55
    Top pick
  8. Small Business Deduction (reduced federal tax rate for CCPCs)

    Canada Revenue Agency

    Reduced federal corporate income tax rate on active business income of Canadian-controlled private corporations, up to the business limit.

    OngoingFederalOther incentives
    55
    Top pick
  9. Home Buyers' Plan (HBP)

    Canada Revenue Agency

    Lets first-time buyers withdraw from their RRSPs to buy or build a qualifying home without tax on the withdrawal, repaying it over time. It can be combined with a first...

    OngoingFederalOther incentivesLimit $60K
    53
    Top pick
  10. Save on Energy Small Business Program

    IESO (Save on Energy)

    Free energy assessment plus no-cost direct installation of lighting, refrigeration and smart thermostat upgrades for small businesses.

    OngoingOntarioOther incentivesUp to $6K
    49
    Strong
  11. Save on Energy Energy Affordability Program

    IESO (Save on Energy)

    Free energy-saving upgrades and kits for income-eligible Ontario households, including appliance replacement and, in some cases, a free cold climate heat pump.

    OngoingOntarioOther incentives
    47
    Strong
  12. First-Time Home Buyers' GST/HST Rebate

    Canada Revenue Agency

    Rebate of the federal GST/HST on a newly built or substantially renovated first home. Ontario adds a provincial first-time buyer HST rebate.

    OpenFederalOther incentives
    46
    Strong
  13. Ontario Child Care Tax Credit (Ontario CARE Tax Credit)

    Ministry of Finance / Canada Revenue Agency

    Refundable credit that gives families up to 75% of eligible child care expenses back, including child care centres, home care and camps.

    OngoingOntarioOther incentivesLimit $8K
    46
    Strong
  14. Save on Energy Retrofit Program

    IESO (Save on Energy)

    Incentives for Ontario businesses, institutions, multi-residential and agricultural facilities that cut electricity use. Prescriptive (fixed per measure) and Custom...

    OngoingOntarioOther incentives
    46
    Strong
  15. Electric Vehicle Affordability Program (EVAP)

    Transport Canada

    Point-of-sale incentives for Canadians, organizations and businesses buying or leasing an eligible new electric vehicle. It replaces the closed iZEV program.

    OngoingFederalOther incentivesUp to $5K
    45
    Strong
  16. First Home Savings Account (FHSA)

    Canada Revenue Agency

    A registered plan that lets first-time home buyers save for a qualifying first home tax-free, with deductible contributions.

    OngoingFederalOther incentivesLimit $8K
    45
    Strong
  17. Home Winterproofing Program

    Enbridge Gas (delivered together with the Energy Affordability Program)

    Enbridge Gas offers eligible lower-income households free energy-saving home upgrades such as insulation and draft proofing. Participants get a home energy assessment...

    OngoingOntarioOther incentives
    45
    Strong
  18. Ontario Innovation Tax Credit (OITC)

    Ontario Ministry of Finance / Canada Revenue Agency

    Refundable credit on qualifying scientific research and experimental development (SR&ED) expenditures performed in Ontario by eligible corporations. Helps smaller...

    OngoingOntarioOther incentivesLimit $240K
    45
    Strong
  19. Home Accessibility Tax Credit (HATC)

    Canada Revenue Agency

    A non-refundable federal tax credit that helps homeowners cover the cost of renovations that make a home more accessible and safer for seniors and people eligible for...

    OngoingFederalOther incentivesLimit $20K
    44
    Strong
  20. Home Renovation Savings Program (Save on Energy / Enbridge Gas)

    IESO (Save on Energy) and Enbridge Gas, supported by the Government of Ontario

    Rebates for home energy upgrades such as insulation, air sealing, windows and doors, heat pumps, smart thermostats, solar and storage, and efficient appliances...

    OngoingOntarioOther incentivesUp to $12K
    44
    Strong
  21. Assistive Devices Program (ADP)

    Ministry of Health

    Helps people with long-term physical disabilities pay for customized equipment and supplies such as wheelchairs, hearing aids, diabetic and ostomy supplies.

    OngoingOntarioOther incentives
    43
    Strong
  22. Canada Training Credit

    Canada Revenue Agency

    Refundable tax credit that reimburses part of eligible tuition and fees for workers aged 26 to 65 using a limit that accrues each year they file.

    OngoingFederalOther incentivesLimit $5K
    42
    Strong
  23. Clean Technology Investment Tax Credit (ITC)

    Canada Revenue Agency / Natural Resources Canada / Finance Canada

    Refundable investment tax credit for capital invested in the adoption and operation of new clean technology property in Canada (for example solar, wind, stationary...

    OngoingFederalOther incentives
    42
    Strong
  24. First Nations Community Building Retrofit Program

    IESO (Save on Energy)

    Energy-efficiency retrofits for community buildings in on-reserve First Nations.

    OngoingOntarioOther incentivesUp to $330K
    41
    Strong
  25. Ontario Focused Flow-Through Share Tax Credit

    Ontario Ministry of Finance / Canada Revenue Agency

    Refundable personal tax credit for individuals who invest in flow-through shares of Ontario mining exploration companies, improving access to capital for junior...

    OngoingOntarioOther incentives
    41
    Strong
  26. Save on Energy Expanded Energy Management Program

    IESO (Save on Energy); industrial support from NRCan

    Funding to hire an energy manager, join strategic energy management coaching, or install an energy management information system at large Ontario facilities.

    OngoingOntarioOther incentivesUp to $250K
    41
    Strong
  27. Canadian Journalism Labour Tax Credit

    Canada Revenue Agency / Canadian Heritage

    Refundable credit on salaries and wages of eligible newsroom employees of qualifying Canadian journalism organizations producing original written news content.

    OngoingFederalOther incentivesLimit $85K
    39
    Strong
  28. Enbridge Gas Business Energy Efficiency Programs (UTILITY PROGRAM - not government)

    Enbridge Gas Inc. (private utility; NOT a government program)

    Natural-gas utility incentives for commercial and industrial customers: prescriptive equipment incentives, custom retrofits, new construction, audits and assessments...

    OngoingOntarioOther incentives
    39
    Strong
  29. Farm Property Class Tax Rate Program (Farm Tax Program)

    Ministry of Agriculture, Food and Agribusiness / Agricorp

    Eligible farmland owners pay a reduced property tax rate; farmland is taxed at no more than 25% of the municipal residential rate.

    OngoingOntarioOther incentives
    39
    Strong
  30. Save on Energy Energy Performance Program (EPP)

    IESO (Save on Energy)

    Pay-for-performance incentives for commercial, institutional and industrial facilities that reduce electricity use through operational and capital changes, paid per kWh...

    OpenOntarioOther incentives
    39
    Strong
  31. Work-Sharing Program (EI)

    Employment and Social Development Canada / Service Canada

    Employment Insurance support that lets employers avoid layoffs during a temporary drop in business by reducing hours while employees receive EI income support for the...

    OngoingFederalOther incentives
    39
    Strong
  32. Investing in Women's Futures

    Ministry of Children, Community and Social Services

    Ontario program delivered through community organizations at about 33 locations that offers free employment readiness, skills, financial literacy and entrepreneurship...

    OngoingOntarioOther incentives
    38
    Strong
  33. Science and Technology Internship Program (STIP) - Green Jobs

    Natural Resources Canada, delivered through STIP - Green Jobs delivery organizations

    Funds employers to hire, train and mentor youth in energy, forestry, mining, earth sciences and clean technology roles for up to 12 months.

    OpenFederalOther incentives
    38
    Strong
  34. AgriInvest

    Agriculture and Agri-Food Canada

    Self-managed producer-government savings account that helps farmers manage small income declines and make investments to manage risk. Federally delivered in Ontario.

    OngoingFederalOther incentives
    37
    Worth a look
  35. Save on Energy Peak Performance Program

    IESO (Save on Energy)

    Demand response incentives for commercial and institutional buildings that reduce HVAC loads on forecast peak electricity demand days.

    OngoingOntarioOther incentives
    37
    Worth a look
  36. Conservation Land Tax Incentive Program (CLTIP)

    Ministry of Natural Resources

    Recognizes private stewardship of provincially important natural areas by exempting eligible portions of a property from property tax.

    OngoingOntarioOther incentives
    36
    Worth a look

There are 48 more. Create a free account to filter the full list by your own profile.

How we rank

Each program gets a score from 0 to 100 that asks how much money you can realistically get for how little work. It blends the largest published amount (loans count for less because they are repaid), how much effort an application takes, how likely an eligible applicant is to succeed and how many people qualify. Closed programs score zero and programs without a published dollar figure get a neutral value, never a guess. Scores are editorial estimates, not predictions of approval.

Questions

How many incentive programs are open right now?

Of the 104 incentive programs in our database, 79 are open or ongoing and 5 take applications only in intake windows. The rest are closed, paused or of unknown status, so they are not ranked on this page. Counts reflect our last check on Nov 4, 2026; programs can change without notice.

What is the largest published amount among these programs?

Save on Energy XLerate publishes the largest figure on this page, shown as "Up to $15M". Published figures are program maximums, caps or limits, not what an applicant should expect to receive; many programs pay a share of eligible costs and amounts depend on your project and eligibility.

Which incentive programs rank highest?

Right now the top three by our score are Ontario Made Manufacturing Investment Tax Credit and Expanded OMMITC (67, Top pick), Ontario Electricity Rebate (58, Top pick), Save on Energy Instant Discounts Program (58, Top pick). The score combines the size of the published amount, how much work an application takes, how likely an eligible applicant is to succeed and how many people qualify.

Do I have to pay this money back?

It depends on the program. Grants and incentives are generally not repaid, loans always are, and some contribution agreements are partly or fully repayable, so read the terms of each program. Among the 79 open or ongoing programs here, 0 are in our Grants category, 0 are loans and 79 are other incentives such as tax credits and rebates.

Are these federal or Ontario programs?

32 of the 79 open or ongoing programs here come from the federal government and 47 from the Ontario government. Both levels can usually be combined, but many programs have stacking rules that cap total government funding for the same costs, so check them before you apply.

Is this an official government website?

No. Grants & Loans Finder is an independent research tool. Each program page links to the official source, and applications are always made with the government agency or lender that runs the program.

Get the short list for your business

Create a free account to save programs, see which ones match your profile and track what you have applied for.

Estimates; confirm on the official page. Independent research tool, not a government website. Data last checked Nov 4, 2026. Grants & Loans Finder.