Tax credits, rebates and other government incentives
We track 79 incentive programs that are open or ongoing right now (32 federal, 47 Ontario), plus 5 that take applications in intake windows. 9 of the open or ongoing programs publish a figure of $100K or more. They are ranked below by our 0 to 100 score, which weighs how much a program pays against how hard it is to win; last checked Nov 4, 2026.
Ranked programs
Top 36 of 84 open, ongoing or intake-based programs, best score first.
Ontario Made Manufacturing Investment Tax Credit (OMMITC) and Expanded OMMITC
Ontario Ministry of Finance / Canada Revenue Agency
Corporate income tax credit for investment in new manufacturing and processing buildings and machinery in Ontario. Refundable for Canadian-controlled private...
OngoingOntarioOther incentivesLimit $3M67Top pickOntario Electricity Rebate (OER)
Government of Ontario (Ministry of Energy and Mines; applied by utilities)
Automatic percentage reduction on the electricity bills of eligible small businesses and farms.
OngoingOntarioOther incentives58Top pickSave on Energy Instant Discounts Program (lighting)
IESO (Save on Energy)
Point-of-sale discounts on energy-efficient lighting products from participating distributors for existing Ontario commercial, agricultural, industrial, institutional...
OngoingOntarioOther incentives58Top pickScientific Research and Experimental Development (SR&ED) Tax Incentive
Canada Revenue Agency
Tax deduction plus investment tax credit for businesses conducting eligible R&D in Canada. Most CCPCs earn an enhanced, refundable 35% ITC up to an expenditure limit...
OngoingFederalOther incentivesLimit $6M56Top pickCanada Workers Benefit (CWB)
Canada Revenue Agency
A refundable tax credit for people who are working and earning a low income. It has a basic amount and a disability supplement and is paid through the tax return.
OngoingFederalOther incentives55Top pickLifetime Capital Gains Exemption (qualified small business corporation shares and farm/fishing property)
Canada Revenue Agency / Finance Canada
Individuals can shelter capital gains on the sale of qualified small business corporation shares and qualified farm or fishing property up to a lifetime limit.
OngoingFederalOther incentivesLimit $1.3M55Top pickOntario Business-Research Institute Tax Credit (OBRITC)
Ontario Ministry of Finance / Canada Revenue Agency
Refundable credit for corporations that contract eligible Ontario research institutes (e.g. universities, colleges) to perform SR&ED.
OngoingOntarioOther incentivesLimit $4M55Top pickSmall Business Deduction (reduced federal tax rate for CCPCs)
Canada Revenue Agency
Reduced federal corporate income tax rate on active business income of Canadian-controlled private corporations, up to the business limit.
OngoingFederalOther incentives55Top pickHome Buyers' Plan (HBP)
Canada Revenue Agency
Lets first-time buyers withdraw from their RRSPs to buy or build a qualifying home without tax on the withdrawal, repaying it over time. It can be combined with a first...
OngoingFederalOther incentivesLimit $60K53Top pickSave on Energy Small Business Program
IESO (Save on Energy)
Free energy assessment plus no-cost direct installation of lighting, refrigeration and smart thermostat upgrades for small businesses.
OngoingOntarioOther incentivesUp to $6K49StrongSave on Energy Energy Affordability Program
IESO (Save on Energy)
Free energy-saving upgrades and kits for income-eligible Ontario households, including appliance replacement and, in some cases, a free cold climate heat pump.
OngoingOntarioOther incentives47StrongFirst-Time Home Buyers' GST/HST Rebate
Canada Revenue Agency
Rebate of the federal GST/HST on a newly built or substantially renovated first home. Ontario adds a provincial first-time buyer HST rebate.
OpenFederalOther incentives46StrongOntario Child Care Tax Credit (Ontario CARE Tax Credit)
Ministry of Finance / Canada Revenue Agency
Refundable credit that gives families up to 75% of eligible child care expenses back, including child care centres, home care and camps.
OngoingOntarioOther incentivesLimit $8K46StrongSave on Energy Retrofit Program
IESO (Save on Energy)
Incentives for Ontario businesses, institutions, multi-residential and agricultural facilities that cut electricity use. Prescriptive (fixed per measure) and Custom...
OngoingOntarioOther incentives46StrongElectric Vehicle Affordability Program (EVAP)
Transport Canada
Point-of-sale incentives for Canadians, organizations and businesses buying or leasing an eligible new electric vehicle. It replaces the closed iZEV program.
OngoingFederalOther incentivesUp to $5K45StrongFirst Home Savings Account (FHSA)
Canada Revenue Agency
A registered plan that lets first-time home buyers save for a qualifying first home tax-free, with deductible contributions.
OngoingFederalOther incentivesLimit $8K45StrongHome Winterproofing Program
Enbridge Gas (delivered together with the Energy Affordability Program)
Enbridge Gas offers eligible lower-income households free energy-saving home upgrades such as insulation and draft proofing. Participants get a home energy assessment...
OngoingOntarioOther incentives45StrongOntario Innovation Tax Credit (OITC)
Ontario Ministry of Finance / Canada Revenue Agency
Refundable credit on qualifying scientific research and experimental development (SR&ED) expenditures performed in Ontario by eligible corporations. Helps smaller...
OngoingOntarioOther incentivesLimit $240K45StrongHome Accessibility Tax Credit (HATC)
Canada Revenue Agency
A non-refundable federal tax credit that helps homeowners cover the cost of renovations that make a home more accessible and safer for seniors and people eligible for...
OngoingFederalOther incentivesLimit $20K44StrongHome Renovation Savings Program (Save on Energy / Enbridge Gas)
IESO (Save on Energy) and Enbridge Gas, supported by the Government of Ontario
Rebates for home energy upgrades such as insulation, air sealing, windows and doors, heat pumps, smart thermostats, solar and storage, and efficient appliances...
OngoingOntarioOther incentivesUp to $12K44StrongAssistive Devices Program (ADP)
Ministry of Health
Helps people with long-term physical disabilities pay for customized equipment and supplies such as wheelchairs, hearing aids, diabetic and ostomy supplies.
OngoingOntarioOther incentives43StrongCanada Training Credit
Canada Revenue Agency
Refundable tax credit that reimburses part of eligible tuition and fees for workers aged 26 to 65 using a limit that accrues each year they file.
OngoingFederalOther incentivesLimit $5K42StrongClean Technology Investment Tax Credit (ITC)
Canada Revenue Agency / Natural Resources Canada / Finance Canada
Refundable investment tax credit for capital invested in the adoption and operation of new clean technology property in Canada (for example solar, wind, stationary...
OngoingFederalOther incentives42StrongFirst Nations Community Building Retrofit Program
IESO (Save on Energy)
Energy-efficiency retrofits for community buildings in on-reserve First Nations.
OngoingOntarioOther incentivesUp to $330K41StrongOntario Focused Flow-Through Share Tax Credit
Ontario Ministry of Finance / Canada Revenue Agency
Refundable personal tax credit for individuals who invest in flow-through shares of Ontario mining exploration companies, improving access to capital for junior...
OngoingOntarioOther incentives41StrongSave on Energy Expanded Energy Management Program
IESO (Save on Energy); industrial support from NRCan
Funding to hire an energy manager, join strategic energy management coaching, or install an energy management information system at large Ontario facilities.
OngoingOntarioOther incentivesUp to $250K41StrongCanadian Journalism Labour Tax Credit
Canada Revenue Agency / Canadian Heritage
Refundable credit on salaries and wages of eligible newsroom employees of qualifying Canadian journalism organizations producing original written news content.
OngoingFederalOther incentivesLimit $85K39StrongEnbridge Gas Business Energy Efficiency Programs (UTILITY PROGRAM - not government)
Enbridge Gas Inc. (private utility; NOT a government program)
Natural-gas utility incentives for commercial and industrial customers: prescriptive equipment incentives, custom retrofits, new construction, audits and assessments...
OngoingOntarioOther incentives39StrongFarm Property Class Tax Rate Program (Farm Tax Program)
Ministry of Agriculture, Food and Agribusiness / Agricorp
Eligible farmland owners pay a reduced property tax rate; farmland is taxed at no more than 25% of the municipal residential rate.
OngoingOntarioOther incentives39StrongSave on Energy Energy Performance Program (EPP)
IESO (Save on Energy)
Pay-for-performance incentives for commercial, institutional and industrial facilities that reduce electricity use through operational and capital changes, paid per kWh...
OpenOntarioOther incentives39StrongWork-Sharing Program (EI)
Employment and Social Development Canada / Service Canada
Employment Insurance support that lets employers avoid layoffs during a temporary drop in business by reducing hours while employees receive EI income support for the...
OngoingFederalOther incentives39StrongInvesting in Women's Futures
Ministry of Children, Community and Social Services
Ontario program delivered through community organizations at about 33 locations that offers free employment readiness, skills, financial literacy and entrepreneurship...
OngoingOntarioOther incentives38StrongScience and Technology Internship Program (STIP) - Green Jobs
Natural Resources Canada, delivered through STIP - Green Jobs delivery organizations
Funds employers to hire, train and mentor youth in energy, forestry, mining, earth sciences and clean technology roles for up to 12 months.
OpenFederalOther incentives38StrongAgriInvest
Agriculture and Agri-Food Canada
Self-managed producer-government savings account that helps farmers manage small income declines and make investments to manage risk. Federally delivered in Ontario.
OngoingFederalOther incentives37Worth a lookSave on Energy Peak Performance Program
IESO (Save on Energy)
Demand response incentives for commercial and institutional buildings that reduce HVAC loads on forecast peak electricity demand days.
OngoingOntarioOther incentives37Worth a lookConservation Land Tax Incentive Program (CLTIP)
Ministry of Natural Resources
Recognizes private stewardship of provincially important natural areas by exempting eligible portions of a property from property tax.
OngoingOntarioOther incentives36Worth a look
There are 48 more. Create a free account to filter the full list by your own profile.
How we rank
Each program gets a score from 0 to 100 that asks how much money you can realistically get for how little work. It blends the largest published amount (loans count for less because they are repaid), how much effort an application takes, how likely an eligible applicant is to succeed and how many people qualify. Closed programs score zero and programs without a published dollar figure get a neutral value, never a guess. Scores are editorial estimates, not predictions of approval.
Questions
How many incentive programs are open right now?
- Of the 104 incentive programs in our database, 79 are open or ongoing and 5 take applications only in intake windows. The rest are closed, paused or of unknown status, so they are not ranked on this page. Counts reflect our last check on Nov 4, 2026; programs can change without notice.
What is the largest published amount among these programs?
- Save on Energy XLerate publishes the largest figure on this page, shown as "Up to $15M". Published figures are program maximums, caps or limits, not what an applicant should expect to receive; many programs pay a share of eligible costs and amounts depend on your project and eligibility.
Which incentive programs rank highest?
- Right now the top three by our score are Ontario Made Manufacturing Investment Tax Credit and Expanded OMMITC (67, Top pick), Ontario Electricity Rebate (58, Top pick), Save on Energy Instant Discounts Program (58, Top pick). The score combines the size of the published amount, how much work an application takes, how likely an eligible applicant is to succeed and how many people qualify.
Do I have to pay this money back?
- It depends on the program. Grants and incentives are generally not repaid, loans always are, and some contribution agreements are partly or fully repayable, so read the terms of each program. Among the 79 open or ongoing programs here, 0 are in our Grants category, 0 are loans and 79 are other incentives such as tax credits and rebates.
Are these federal or Ontario programs?
- 32 of the 79 open or ongoing programs here come from the federal government and 47 from the Ontario government. Both levels can usually be combined, but many programs have stacking rules that cap total government funding for the same costs, so check them before you apply.
Is this an official government website?
- No. Grants & Loans Finder is an independent research tool. Each program page links to the official source, and applications are always made with the government agency or lender that runs the program.
Get the short list for your business
Create a free account to save programs, see which ones match your profile and track what you have applied for.
Estimates; confirm on the official page. Independent research tool, not a government website. Data last checked Nov 4, 2026. Grants & Loans Finder.