OpenFederalLoans
CMHC Apartment Construction Loan Program (ACLP)
Canada Mortgage and Housing Corporation (CMHC)
Up to $1M
Loans from a minimum of $1,000,000; financing up to 100% of the cost of the residential component of a project
Low-cost construction-to-stabilization loans for rental housing, including standard rental, seniors and student housing. Key financing for real estate developers.
Open the official page ↗21
Long shotHow to apply
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Who qualifies
Private developers, non-profit housing organizations, rental co-operatives and governments (per search results of CMHC highlight sheets); enhanced requirements for energy efficiency and accessibility apply; affordability commitments required. Official page defers detail to eligibility pages.
CorporationNon-profitMunicipality
Good to know
- Funding: Amortization of up to 50 years reported from CMHC highlight sheets in search results, not confirmed on the fetched page.
- Notes: Minimum unit counts, DCR and affordability details come from search summaries; confirm with CMHC.
Evidence from the official page
Verified 2026-10-07 · High confidence. Always confirm on the official page before applying.