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ClosedFederalLoans

CMHC Seed Funding

Canada Mortgage and Housing Corporation (CMHC)

Up to $350K

up to $350,000 in interest-free loans and a maximum of $150,000 of non-repayable contributions

Helped community housing providers cover early development costs for new or renovated affordable housing, with interest-free loans and non-repayable contributions. The program no longer takes applications.

Open the official page ↗
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How to apply

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Who qualifies

Community housing providers, municipal and provincial governments, Indigenous governments and organizations, and shelters or supportive housing; projects need at least 5 affordable units (beds).

Non-profitMunicipalityIndigenous

Good to know

  • Funding: The $150,000 non-repayable contribution is separate from the loan; they could be combined.

Evidence from the official page

  • amount“up to $350,000 in interest-free loans and a maximum of $150,000 of non-repayable contributions” source ↗
  • status“As a result, the program is no longer accepting new applications, and the application portal is now closed.” source ↗

Verified 2026-10-11 · High confidence. Always confirm on the official page before applying.